Thank you for the great post

I've learned many important things as a result of your post. I'd personally also like to mention that there will be a situation where you will apply for a loan and don't need a co-signer such as a National Student Support Loan. When you are getting a loan through a classic financial institution then you need to be willing to have a cosigner ready to make it easier for you. The lenders will probably base their decision over a few components but the main one will be your credit score. There are some loan merchants that will also look at your work history and make up your mind based on that but in many instances it will hinge on your scores.